AML checks, handled before onboarding completes.
Client due-diligence and anti-money-laundering verification run in the background, so new clients are onboarded without your team chasing documents or tracking compliance deadlines.
Four checks, run before any file is marked ready
Every new client goes through the same structured process, built around your firm's own risk-based approach to the Money Laundering Regulations.
Customer Due Diligence
Identity verification for clients and beneficial owners using passports, driving licences, and proof of address — matched against your firm's CDD standard.
Risk Assessment
Every new client categorised as low, medium, or high risk before onboarding proceeds, in line with your firm's documented AML policy.
Ongoing Monitoring
Periodic re-checks for existing clients on a risk-based schedule, not just a one-time check at signup.
Record-Keeping
Documentation held securely and organised so it's ready the moment your AML supervisor or auditor asks to see it.
Built around your risk policy, not a generic template
Money laundering regulations put the compliance obligation on your firm, not on us — so every check we run is built around your existing risk-assessment framework and thresholds, not a one-size-fits-all checklist.
Three steps to a compliant onboarding
No new software, no change to your existing client-take-on process — just the checks built into it.
Share your AML policy
Tell us your risk-assessment framework and thresholds, so checks are built around your standards from day one.
Checks run before onboarding completes
CDD, identity verification, and risk categorisation happen before the client file is marked ready to proceed.
Ongoing monitoring continues
Re-checks and record updates continue on the schedule your policy requires, for as long as the relationship lasts.
Do accountants need to carry out AML checks?
Yes. Firms supervised under the Money Laundering Regulations 2017 — including sole practitioners, bookkeepers, and accountants supervised by HMRC, ICAEW, ACCA, or another recognised body — are legally required to carry out customer due diligence before taking on a new client, not after.
Who needs to do AML checks?
Any UK accountancy service provider supervised under the Money Laundering Regulations must complete due diligence for every client, and repeat it on a risk-based schedule for as long as the relationship continues.
What do accountants need to do for an AML check?
In practice, this means identity verification of the client and any beneficial owners, a documented risk assessment, and ongoing monitoring — with records kept in a form your AML supervisor can review on request.
What is the role of the accountant in preventing money laundering?
Accountants act as a gatekeeper: verifying who they're acting for, assessing the risk a client presents, and flagging suspicious activity — rather than simply processing whatever a client asks for.
Ready to take AML checks off your plate?
Tell us your firm's risk policy and we'll build the check into every onboarding, before it starts.
Book a Consultation